1. Figure out how much you can affordWhat you can afford depends on your income, credit rating, current monthly expenses, downpayment and the interest rate.
2. Know your rights
3. Shop for a loan 4. Learn about homebuying programs | HUD's special homebuying programs |
5. Shop for a home 6. Make an offer 7. Get a home inspection 8. Shop for homeowners insurance 9. Sign papersYou're finally ready to go to "settlement" or "closing." Be sure to read everything before you sign!
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